Customized Investment Planning

Our holistic approach to wealth management is founded upon the understanding that each client has a unique financial situation and individual goals. LifeSTAGE believes that broad portfolio diversification across multiple asset classes and investment strategies will provide significant risk-adjusted value for our clients.

Through our proprietary approach to manager selection, we will identify an appropriate mix of investments that is consistent with your values and goals, your comfort with risk, and your current time horizon and assets. We utilize researched strategies, access to institutional-class money managers and investment vehicles to put your customized plan into action. We will work closely with you to help you understand the trade-offs between potential return and inherent portfolio risk.

Retirement Income Planning

At LifeSTAGE, we utilize a personalized approach to retirement planning that incorporates income distribution planning, investment management, Social Security planning and risk management. We draw on the extensive experience of our financial professionals to help create a clear, actionable roadmap in planning your retirement.

Executive Compensation

At LifeSTAGE, we help executives navigate the maze of regulatory issues and diversification strategies affecting your wealth, through customized, comprehensive solutions tailored to your tax, liquidity, and diversification needs. We help you understand your total economic package, and if needed, we can help you create it. We provide detailed advice on Executive Compensation including:

  • Stock options
  • Deferred Compensation
  • Restricted stock
  • Key man benefits
  • Bonus compensation
Business Financial Services

Running a business can offer a lot of opportunities, and challenges. At LifeSTAGE, we help you make optimal financial decisions for your business. Our goal is to maximize business financial management and personal wealth building for our clients. We consult in areas of executive compensation, key employee planning, tax planning, business succession planning, employee benefits, retirement services-qualified and non-qualified plans, portfolio management, asset allocation, and cash management.

Comprehensive Financial Planning

We help you pursue all of your financial goals, including those that go beyond investing, to help you live the life you envision. What drives this approach is the financial plan we create together, a road map that prioritizes which solutions are right for you based on what you want to achieve.

Through our team approach, our advisors leverage the extensive resources of LifeSTAGE to implement custom solutions. We also work closely with other professionals, such as accountants and lawyers, to ensure every aspect of your financial future is well cared for.

Charitable Planning

LifeSTAGE has extensive experience working with individuals and institutions in all areas of charitable planning. We can also help you direct your giving with tools that provide the maximum benefit for you and your family, as well as ensuring a meaningful and lasting impact to the charity or charities of your choice.

Charitable gifts can be an effective planning tool for dealing with highly appreciated stock, providing an income stream for life, and supporting wealth transfer planning for the next generation.

Premier Family Office Services

Building, preserving, and effectively transferring wealth over multiple generations requires more than just wise investing. Our advisors possess the necessary experience and specialized technical skills to help you navigate the intricate issues and challenges faced by high net worth families. Your strategies need to complement your family’s unique values and goals. We synchronize all the complexities of family wealth management to plan for the near term as well as generations to come.

Tax Preparation and Advice

Because tax planning plays such an important role to the overall success of meeting our clients’ financial objectives, LifeSTAGE provides tax preparation and consulting services through our Premier Family Office. These services include investment tax strategies and the preparation of individual and fiduciary tax returns. The ability to seamlessly integrate this service into your comprehensive financial plan, allows our advisors to create solutions that highly impact your overall net worth.

Estate Planning Services

Whether you want to maximize inheritance for your heirs, keep the family business in the family, or leave a philanthropic legacy, we work diligently to make your wishes a reality. With an emphasis on reducing estate taxes and minimizing probate costs, we will help coordinate key aspects of your estate plan—wills, life insurance and trusts—and assemble a team of experienced professionals to work with you and your other advisors.

Protection Planning

Risk Management is an often overlooked but vital component of any wealth management plan. Our insurance professionals conduct insurance policy reviews and evaluation, and draw on an unparalleled selection of insurance products to structure programs that will provide instant liquidity for an estate tax need, protect a business, replace an income in the event of death or disability, and more. We make sure you and your family have a risk management plan that is comprehensive and allows you to rest easy, knowing you have all of the bases covered.